The Pradhan Mantri Awas Yojana is a housing solution for the millions who find it really difficult to get a roof above their heads in this country. Due to the soaring prices of land and property, it just keeps getting more and more difficult for any middle class or lower middle-class worker to find himself/herself a decent place to live in. 

The scheme is also known as “Housing for All by 2022”, which coincides with the overall vision and mission of the scheme. 

Salient features of the Pradhan Mantri Awas Yojana

The primary objective of the scheme is to offer housing for all by 2022. But apart from this, there are certain features the scheme entails, which are as follows:

  • The PMAY offers affordable housing to individuals and families belonging to those factions of the society that are not, economically, well-to-do. It mainly prioritizes those belonging to the SC and ST tribes 
  • Senior citizens also get a fair chance of getting themselves a house with the PMAY scheme
  • In order to avail the benefits of the scheme, the individuals need to register for it and it is mandatory for women, especially mothers or wives to be named the beneficiary 
  • Not just the SC and ST tribes but other minorities like the Transgender community, widows, and members belonging to other lower-income groups also find provisions in the scheme to get themselves a house. 

To wrap it up

The Government of India acknowledges that finding a house in this day and age is quite difficult, however, not impossible. With a little bit of assistance from the government, people finally get to fulfill one of the most important of human needs – shelter. 

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